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Payment Methods and Leasing Scaffolding Depot accepts all major Credit Cards Including Visa, Master Card, Discover and American Express. Payments by check or
money order can be mailed Depot Sales LLC/
Scaffolding Depot Plus, we offer
Great Leasing Opportunities |
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Why Lease? |
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Reduces Initial Cash Outlay Easier Credit Terms |
May Not Affect Future Financial Operations Potential Tax Advantages |
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You rely on
equipment and technology every day to operate and grow your business. But
the value of those products comes from using them, not owning them. Leasing
offers numerous advantages over other financing methods:
Retain Capital
Strength:
Purchase the
equipment and technology you need today while spreading your payments
affordably across time. This allows you to reserve your capital for other
day-to-day expenses. Because a lease is not considered a long-term debt or
liability, it does not appear as debt on your financial statement, making
you more attractive to traditional lenders when you need them.
Speed:
Leasing allows
you to respond quickly as your need for equipment and technology arises. You
can be approved for financing within hours through minimal documentation and
you can have the equipment you need in operation and producing profits for
your business, quickly and without hassles.
Flexibility:
As your business
grows and your needs change, you can add to or upgrade your lease at any
point through add-on leases or master leases. If you anticipate growth, be
sure to negotiate that option when you structure your lease program. You
also have the option to include installation, maintenance and other
services, if needed.
Customized
solutions:
Leasing allows
you to structure a financing program that addresses your key business
issues, including: cash flow, budget, transaction, and cyclical
fluctuations. For example, some businesses request seasonal leases, which
allow them to schedule their payments during their busiest months allowing
them to better align their expenses and revenues on a monthly basis.
Tax advantages:
Write off up to
$112,000 on your 2007 taxes. The IRS does not consider an operating lease to
be a purchase, but rather a tax-deductible overhead expense. Therefore, you
can deduct the lease payments from your corporate income. Consult your tax
advisor about your specific situation.
Asset management:
A lease provides the use of equipment for specific periods of time at fixed payments. It assumes and manages the risk of equipment ownership.
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As a business owner, you know the importance of
weighing all options when it comes to acquiring needed equipment and
technology for your business. Whether you choose lease or loan financing,
your decision will have a vital impact on the cash flow, asset management
and budgeting aspects of your business.
Currently, over 80% of
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Whose Money
is it Anyway?
Banks typically
require you to maintain a minimum account balance with them, up to 30% of
the loan amount. In reality, they are loaning you 30% of
your own money and they
are charging you interest for it!
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The Fine
Print
Banks will file a blanket lien against all of
your assets. Additionally, banks can call the loan at any time, for any
reason, without notice. With lease financing you are protected, only the
equipment itself is secured as collateral and the financing agreement is
locked for the term.
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Rigid Finance
Options
Bank customers sacrifice flexibility when using
their bank lines for equipment acquisitions. When financing with Direct
Capital, each finance option is customized to meet the unique needs of your
business.
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Weakening of
Balance Sheet
With a bank loan the
total finance amount will be listed as debt on your balance sheet. Leasing
the purchase will allow for off balance sheet accounting, enabling you to
treat your acquisition as a tax deductible operating expense.
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Inability to
Effectively Budget
Based on the banks cost of funds, they can
increase or decrease your payment from month to month. With lease financing,
your payment is fixed for the term, allowing you to solidify your budget.
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Anything but
100% Financing
Banks rarely finance
essential intangible costs, including; training, delivery, installation or
maintenance agreements.
The good news is that you currently have a membership with Direct Capital that entitles you to a simple, fast and cost effective lease financing option for any new purchases you are considering for Scaffolding Depot.
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Why Lease? Reduces Initial Cash Outlay Easier Credit Terms May Not Affect Future Financial Operations Potential Tax Advantages |
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